Critical Illness - Rainbow After The Storm - Stories of 3 Life Warriors

Let’s be motivated and inspired towards a fruitful and healthy life ahead.

In this book, the authors will share their stories, feelings, thoughts, and experience in undergoing their situations. In situations like this, one perspective or attitude towards life may change. Of course, one lifestyle will also change drastically. Although in many cases the authors observed that many patients still continue with their bad lifestyle. And, in most cases, a person’s attitude toward financial planning will also change.

Thus, these awesome authors will share with us their survival journey and highlight the importance of taking care of our health and managing our finance wisely in our daily life. Let’s get inspired and learn from these authors based on their personal experiences and true stories in terms of finance, health, family, and many more!

ABOUT THE AUTHORS

CHIEF AUTHOR: JOHN CHAN NINYII FAR CMSRL BEng RFP SRFP MBA PJM

John Chan is currently the Founder and CEO of YES Financial Sdn Bhd, an Approved Financial Adviser of Bank Negara and Capital Markets Services Licensed Firm of Securities Commission Malaysia. In July 2021, he was elected as Deputy President of Association of Financial Advisers Malaysia for the 2021-2023 term. He won the JCI Ten Outstanding Young Malaysians Award (Top 30) twice in 2014 and 2018. He is the author of an entrepreneurship motivation book ‘FIRE YOUR BOSS’. Among his awards as a young entrepreneur were the 2016 100 Most Influential Young Entrepreneur Award (MIYE) and 2016 FMA Remarkable Entrepreneur Award.

He has been interviewed on Astro 304 in the ‘Young Entrepreneur Story Series’, as the main figure in Mandarin Money Compass 《精明理财》, in ShangHai Entrepreneurs Elite Talks of Fame ‘商海名人访’, and other publications including Financial 1st, English Money Compass etc. He writes financial planning articles for magazines and newspapers. He also holds the professional qualifications of a Registered Financial Planner (RFP), Shariah Registered Financial Planner (SRFP), and the academic qualifications of a Master in Business Administration (MBA) and a Bachelor of Engineering (Mechanical). He was conferred the Pingat Jasa Masyarakat from the Governor of Penang for his contributions. He is also a Malaysian Financial Planning Council Certified Lecturer and Examiner, and a Human Resource Development Fund (HRDF) Certified Trainer.

In 2015, John was diagnosed with Ischaemic Heart Disease, with a triple vessel blockage of 99%, 85% and 75%. He underwent an angioplasty with 4 stents. As a father of three children, he realized that he needed to live a healthy lifestyle. Thus, with his determination in changing his lifestyle, he managed to reduce his body weight from 90kg to 68kg. He has great stamina now with a fit outlook.

CO-AUTHOR: DANIEL ONG

Ong Choo Keat, a sinner saved by God through faith, is a blessed husband of the world’s most beautiful wife and a proud father of three lovely children. He graduated with a Bachelor of Electrical Engineering from University Technology of Malaysia in 1999. Right after his graduation, he joined one of the S&P 500 semiconductor firms as a Product Engineer in Bayan Lepas, Penang. He has been with the firm for close to 20 years and was gradually promoted to a manager and eventually as a Product Chief Engineer.

He knew about his medical condition which would slowly deteriorate over the first few years after his professional career started. Knowing that he is too late to secure any medical insurance for himself and his family for the stormy days ahead, he then started to look into ways to insure his future medical bill himself and for his family’s financial security. His feeling of preparing for financial security got more intense when his daughter was born. Holding a pure and lovely baby girl in his hands, he realized that he needed to find a faster way to achieve what he wanted: to prepare his family before the coming of the storm. Living in desperation for about 15 years, instead of giving way to what life had installed for him, he bravely chose to face the challenge and took up full responsibility as a husband and a father. He vowed to make sure his family would be secure and ready for “judgment day”.

He seldom talked about what he had gone through with folks around him but he now decided to tell his story, aiming to encourage folks who are suffering the same fate as him, not to give up life easily. Instead, remember that for the sake of the person you love, be courageous to take full responsibility and take action like a man.

CO-AUTHOR: ASHLEY LING FAR CMSRL RFP Dip IT

Ashley Ling is a Financial Advisor with YES Financial Sdn Bhd. Prior to becoming a Financial Advisor she was in the insurance industry for 15 years. She holds a professional qualification of Registered Financial Planner RFP and a Diploma in Information Technology. She was under the mentorship and tutelage of Dr Sanjay Tolani, a Dubai based top 50 Financial Advisor in the world and Mr Eric Feng, a Singapore based international speaker, motivator and sales strategist. She is also under the life mentorship and coaching over the last 15 years with her immediate leader Mr Low Han Hwa, who is also a trainer of leadership and international speaker especially in the Southeast Asia insurance industry.

She said, “I joined the insurance industry because it can offer me career flexibility so that I can spend more time with my family, having financial freedom and live a healthy and balanced life”. However, in spite of what she had achieved and her effort to stay healthy, she could not escape from a life-threatening disease that befell her in 2015. She said, “How wrong I was when I realized that the disease does not choose between those working in the insurance industry and those in a hectic and stressful corporate working environment”. She continued, “The disease is blind to all this and it does not say to you, oh! I will not inflict you since you are living a healthy lifestyle”. Thus, accident and sickness may happen to anybody, anytime and anywhere. The disease does not see your race, colour, your religion or the type of work you do.

Ashley was initially diagnosed with a suspected cancer of the thyroid and she was subsequently diagnosed with a Stage 3A breast cancer nine years after her thyroid disease. She is a mother of two school going children and she draws her inspiration from them to strive to live a healthy life. Today she runs a minimum of 10km per session thrice weekly and is an occasional participant in running events in Kuala Lumpur.