Retirement Reboot: Commonsense Financial Strategies for Getting Back on Track

For millions of Americans, the COVID shock has brought retirement saving to an abrupt halt—now it’s time to get back on track. 

Even before the pandemic, a large share of households by Americans over age 50 faced the threat that their living standards would decline sharply in retirement. In the wake of COVID-19, these numbers will surely worsen. In Retirement Reboot: Commonsense Financial Strategies for Getting Back on Track, finance writer and regular New York Times retirement contributor Mark Miller offers practical strategies for Americans to improve their retirement prospects.

If you’re nearing retirement age and worry you haven’t saved enough, Retirement Reboot will walk you through the core decisions to make now to improve your retirement outcomes—even if retirement is just a few years away. You’ll learn how to make a plan, think through the timing of retirement, optimize Social Security, navigate Medicare, build savings, and tap home equity. You’ll also explore ongoing strategies, such as careful budgeting, generating income from work even after retirement, planning for long-term care, and leveraging special assistance aimed at low-income workers. If you have low savings, or none at all, Miller’s simple steps can help you make the most of your remaining working years and reboot the retirement you always imagined.

About the Author

Mark Miller is a journalist, author, and podcaster with a national reputation as a top expert on retirement and aging. He contributes regularly to the New York Times “Retiring” column, which appears in the Sunday edition. He also writes monthly national columns on retirement for Reuters, Morningstar, and Wealth Management magazine. Mark’s website, RetirementRevised.com, publishes a newsletter and podcast that features interviews with authoritative experts in the field of retirement. His previous books include Jolt: Stories of Trauma and Transformation and The Hard Times Guide to Retirement Security.

Reviews

“Mark Miller is just about the smartest writer on the subject of retirement I know, and Retirement Reboot does not disappoint... Miller’s knowledgeable guidance will offer both reassurance and an action plan. Buy this book!” —Helaine Olen, columnist, the Washington Post

“While growing old can be daunting to contemplate, Retirement Reboot shines a light on the many advantages to this period of increased leisure and time, and reveals how to ensure that this important stage of life is accompanied by security and independence.”  —Nancy J. Altman, president, Social Security Works and chair of the Strengthen Social Security Coalition

“Mark Miller looked at the shaky retirement landscape facing millions of near-retirees and has delivered a proactive book that addresses fundamental financial and work issues straight on.” —Kerry Hannon, workplace futurist, Yahoo Finance senior columnist and author of In Control at 50+: How to Succeed in the New World of Work

“Mark Miller has given us a magnificent guide to making a monument out of what used to be the leftover years. Beautifully written, filled with wise counsel and compelling stories, Retirement Reboot explains how each of us can not only navigate the financial challenges of longer lives, but find the path to joy and purpose in our 50s, 60s, 70s, and beyond. I’ll be recommending this book to everyone I know, young and old alike.” —Marc Freedman, founder, Encore.org, and author, How to Live Forever: The Enduring Power of Connecting the Generations

“Miller’s nine retirement-planning strategies are smart, practical, and clearly explained. This is a must-read for anyone looking to achieve financial security in retirement.” —Richard Eisenberg, MarketWatch’s “The View From Unretirement” columnist

Dimensions: 15.24 x 1.91 x 22.23 cm